Riding a motorcycle is an exciting way to enjoy Indiana’s roads, but it also comes with its own set of risks. Wearing a helmet can help motorcyclists minimize these risks, but many riders choose not to use helmets. What does the law say about helmet use?
Do you have to wear a motorcycle helmet in Indiana?
Indiana law requires helmets only for riders under the age of 18 and those with instructional permits. This means that adult riders have the choice to ride without a helmet.
What happens if an accident happens while you are not wearing a helmet?
While it is legal, choosing to forego a helmet can have serious repercussions if an accident occurs. Helmets are proven to reduce the severity of head injuries. If a rider without a helmet suffers significant head trauma, the costs associated with medical treatment may be higher. While this might seem to increase the claim’s value, it can also lead to disputes over whether helmet use could have prevented the injury.
Insurance adjusters and courts may view not wearing a helmet as a form of negligence. Under Indiana’s comparative fault system, the rider’s compensation can decrease if the court finds a rider to be partially at fault for their injuries due to not wearing a helmet.
Knowing the law can help riders make an informed decision
While Indiana riders may enjoy the freedom of choosing whether to wear a helmet, the decision can have lasting implications in the unfortunate event of a motorcycle crash. It is essential for those hitting the road on two wheels to understand how the law handles helmet use after an accident.